Commercial and multifamily real estate calculators
Browse a wide range of commercial and multifamily property calculators and financing calculators to help you make the best decisions about real estate investment.
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Size my loan
- Apartment Refinance CalculatorSize an apartment refinance the way lenders do: LTV, DSCR and debt yield side by side, the binding limit, and the…
- Which Apartment Loan?Answer six questions about your 5+ unit building and the matcher ranks agency, HUD, bank, CMBS and bridge loans,…
- Eligibility CheckerCheck your 5+ unit building and your own finances against each apartment loan program's published criteria. Pass,…
- DSCR SensitivitySee your apartment loan's DSCR and the maximum loan at the lender's minimum across a grid of rate moves and NOI…
- Debt Service Coverage Ratio (DSCR) CalculatorDetermine the relationship between a property's cash flow and its debt obligations using our debt service coverage…
- Debt Yield CalculatorCalculate debt yield (NOI divided by the loan amount) and the largest loan a lender's minimum debt yield allows on…
- Apartment Mortgage CalculatorA helpful apartment mortgage calculator that shows monthly principal and interest payments over time as well as…
- Value-Add Loan CalculatorModel a value-add apartment purchase: bridge loan on price plus renovation, interest carry, then the permanent…
Get out of my current loan
- Maturity PlannerEnter your apartment loan's maturity date and target loan. The planner works backward to dated milestones, flags if…
- Refinance Break-EvenCompare refinancing your apartment loan now and paying the prepayment cost with waiting for the open window: monthly…
- Yield Maintenance CalculatorLearn about yield maintenance prepayment penalty and how it is calculated in apartment finance.
- Defeasance CalculatorEstimate the cost to defease a CMBS or conduit loan: securities cost, premium, itemized fees, and a side-by-side…
- Interest Rate Cap CalculatorPrice an interest rate cap on SOFR with Black or Bachelier caplet pricing, level or amortizing notionals, and a…
- Bridge Takeout TestTest whether your apartment bridge loan refinances into permanent debt at stabilization: max takeout loan, shortfall…
Analyze my property
- Rent Roll AnalyzerPaste your apartment rent roll to see occupancy, loss-to-lease, concessions, delinquency and lease rollover the way…
- T-12 UnderwritingEnter your apartment T-12 and see the NOI a lender will underwrite after vacancy, management, reserves and expense…
- NOI: Definition, Calculator, AlternativesDetermine the relationship between a property's income capabilities and its operating expenses using our net…
- Cap Rate CalculatorDetermine the net gain or loss of profit on an investment over a specified time period using our Capitalization Rate…
- Gross Rent Multiplier CalculatorDetermine a property’s profitability compared to similar properties within the same real estate market using our…
- Break Even Ratio CalculatorDetermine the occupancy level a property must reach/maintain in order to still cover operational expenses and or…
- Cash on Cash Return CalculatorDetermine the amount of income to be earned on an apartment property in comparison to the amount of cash invested…
- IRR CalculatorCalculate internal rate of return for an apartment or multifamily investment from your initial investment and annual…
- Tax ReassessmentEstimate an apartment building's property tax after you buy it, when the assessor resets value toward your price,…
Compare offers and paths
- Term Sheet ComparisonCompare two to four apartment loan quotes on more than rate: fees, interest-only, prepayment, recourse and reserves,…
- Extend, Refinance or SellCompare extending your maturing apartment loan, refinancing it, or selling the building over five years, side by…
- Cash-Out CalculatorCalculate the net cash an apartment refinance puts in your pocket: loan sized by LTV and DSCR, minus payoff,…
- Closing Cost EstimatorEstimate apartment refinance closing costs line by line: lender fee, appraisal, PCR, Phase I, legal, title, rate…
- Interest ReserveSize the interest reserve on an apartment construction loan from a monthly draw curve, through construction and…
- Loan Repayment CalculatorUse our loan repayment calculator to see the value of payments towards the principle as well as the total value of…
- Refinance ChecklistInteractive checklist for refinancing a 5+ unit apartment building: every document lenders ask for, by stage, who…
Advanced desk tools: Defeasance Calculator (full Treasury-curve cost estimate with a yield maintenance comparison) Interest Rate Cap Calculator (Black and Bachelier caplet pricing on an editable SOFR curve), and Apartment Refinance Calculator (LTV, DSCR and debt-yield sizing with the cash needed to close). Each opens as its own page.
Net Present Value Calculator
IRR Calculator
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Yield Maintenance Calculator
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Estimate: present value of the rate differential on the outstanding balance over the remaining term, discounted at the treasury yield, with the minimum-penalty floor. Actual note math governs.
Mortgage Payment Calculator
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Principal and interest only. Taxes, insurance, and reserves are excluded.
Break Even Ratio Calculator
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Cash on Cash Return Calculator
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CLTV Calculator
Commercial Lease Calculator
Cap Rate Calculator
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Debt Yield Calculator
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LTC Calculator
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LTV Calculator
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DSCR Calculator
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NOI Calculator
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Gross Rent Multiplier Calculator
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