Apartment.Loans Blog

Learn everything you need to know about Apartment loans through our easy-to-read blog. We discuss rates, terms, property types, and trends, and compare Apartment loans with other MFL financing options.

January 21, 2022

NNN: Triple Net Lease

January 21, 2022

Gross Leasable Area

January 14, 2022

Squatters' Rights Explained

December 17, 2021

DCR: Debt Coverage Ratio

December 15, 2021

ARV: After Repair Value

December 13, 2021

2021 Apartment Finance Documents, Forms, and Templates

December 03, 2021

The Ratio Utility Billing System Explained

December 03, 2021

Naturally Occurring Affordable Housing

November 26, 2021

What is a Broker Price Opinion (BPO)?

November 26, 2021

Trailing Twelve Months TTM meaning

November 26, 2021

Pari Passu Explained

November 19, 2021

The 6 Benefits of Buying an Apartment Building

August 13, 2021

Comparing Apartment Loan Options

August 06, 2021

Rent Price Update June 2021

June 03, 2021

Freddie Mac Small Balance Loan Interest Rates

May 20, 2021

2021 Capital Gains Tax Information for Apartment Property Investors

May 20, 2021

Understanding Capital Gains Tax

May 19, 2021

Understanding Land Use Restrictive Agreements (LURA)

May 19, 2021

Important Considerations for General Contractor Budgets and Contracts

May 18, 2021

What is the National Multifamily Housing Council (NMHC)?

May 14, 2021

Choosing a General Contractor

May 13, 2021

What is the American Apartment Owners Association?

May 13, 2021

Understanding Corporate Housing

May 07, 2021

Understanding Loan-To-Value (LTV)

May 07, 2021

EBITDA Explained

April 23, 2021

What is the National Apartment Association?

April 21, 2021

Important Considerations for Mezzanine Debt

April 20, 2021

What is DSCR?

April 20, 2021

LIHTC Apartment Financing Options

April 09, 2021

The HUD Section 8 Program: A Guide for Apartment Loan Investors

March 19, 2021

What is the Preservation of Affordable Rents Covenant (PARC)?

March 19, 2021

SOFR Replacing LIBOR

March 19, 2021

Opportunity Zones and the Low-Income Housing Tax Credit (LIHTC) Program

March 18, 2021

What is Preferred Equity?

March 18, 2021

What is Gross Rent Multiplier (GRM)?

March 18, 2021

What is ADR: Average Daily Rate?

March 18, 2021

What is Mezzanine Financing?

March 18, 2021

What is a Credit Tenant Lease (CTL)?

March 18, 2021

What is HUD LEAN Processing?

March 18, 2021

What is Debt Yield?

March 18, 2021

What are the Guidelines for HUD LEAN Processing?

March 18, 2021

What are Recourse Loans?

March 18, 2021

What are Capital Expenditures (CapEx)?

March 18, 2021

What are "Bad Boy" Carve-Outs?

March 18, 2021

What are Non Recourse Loans?

March 18, 2021

TI/LC: Tenant Improvements/Leasing Commission Explained

March 12, 2021

What is Loan to Cost (LTC)?

November 13, 2020

Freddie Mac Optigo

July 14, 2019

How Does Regional Pricing Work for the Freddie Mac SBL Program?

June 06, 2019

What is the Required LTV Ratio for the Freddie Mac SBL Program?

June 06, 2019

Appraisals for Freddie Mac Small Balance Loans

June 06, 2019

What Types of Properties Can Be Purchased or Refinanced with Freddie Mac Small Balance Loans?

June 06, 2019

Who are the Top Lenders for the Freddie Mac SBL Program?

June 06, 2019

What is the Required DSCR for the Freddie Mac SBL Program?

June 06, 2019

Section 8 in Relation to Freddie Mac Small Balance Loans

June 06, 2019

What is Freddie Mac’s Role in Multifamily Financing?

June 06, 2019

What are the Pros and Cons of the Freddie Mac SBL Program?

June 06, 2019

What are the Prepayment Penalties for the Freddie Mac SBL Program?

June 06, 2019

What are the Occupancy Requirements for the Freddie Mac SBL Program?

June 06, 2019

Underwriting for Freddie Mac Small Balance Loans

June 06, 2019

Top Markets for Freddie Mac Small Balance Loans

June 06, 2019

Small and Very Small Markets for Freddie Mac Small Balance Loans

June 06, 2019

Standard Markets for Freddie Mac Small Balance Loans

June 06, 2019

Securitization for Freddie Mac Small Balance Loans

June 06, 2019

Replacement Reserves in Regards to the Freddie Mac SBL Program

June 06, 2019

Freddie Mac Small Balance Loan Prepayment Penalties

June 06, 2019

Freddie Mac SBL Property Condition Reports

June 06, 2019

Non-Recourse Freddie Mac SBL Loans

June 06, 2019

Interest-Only Freddie Mac Small Balance Loans

June 06, 2019

Low-Income Housing Tax Credit/LIHTC for Freddie Mac Small Balance Loans

June 06, 2019

Independent Living Facilities and the Freddie Mac SBL Program

June 06, 2019

Freddie Mac Optigo SBL vs. Fannie Mae Small Loans: What’s the Difference?

June 06, 2019

Freddie Mac Multifamily Seller/Servicer

June 06, 2019

DSCR for Freddie Mac Small Balance Loans

June 06, 2019

Does the Freddie Mac SBL Program Offer Interest-Only Loans?

June 06, 2019

Does the Freddie Mac Small Balance Loan Program Offer Fixed Interest Rates?

June 06, 2019

Does the Freddie Mac SBL Program Offer Cash-Out Refinances?

June 06, 2019

Does the Freddie Mac SBL Program Allow For Commercial Space?

June 06, 2019

Does the Freddie Mac SBL Program Offer Rate Locks?

June 06, 2019

Assumability for Freddie Mac Small Balance Loans

June 06, 2019

Are Freddie Mac Small Balance Loans Assumable?

June 06, 2019

Amortization in the Freddie Mac SBL Program

June 05, 2019

What are the Advantages of Non-Recourse Loans?

June 05, 2019

Property Condition Reports for Freddie Mac Small Balance Loans

June 05, 2019

Is the Freddie Mac SBL Program Available for Affordable Properties?

June 05, 2019

Environmental Assessments for Freddie Mac Small Balance Loans

June 05, 2019

Are Freddie Mac Small Balance Loans Available for Non-Contiguous Properties?

June 05, 2019

Are Freddie Mac Small Balance Loans Available for Age-Restricted Communities?

April 29, 2019

Freddie Mac Small Balance Loans Between $6 Million to $7.5 Million: What You Need to Know

April 29, 2019

Freddie Mac Small Balance Loans Under $1 Million: What You Need to Know

May 17, 2022

What is LEED Certification?

May 13, 2022

Challenges of the Lease-Up Period

May 06, 2022

Understanding Prime Rate

April 29, 2022

Understanding Mezzanine Loans

April 22, 2022

4 Loan Options for Apartment Property Rehabilitation

April 12, 2022

Understanding the Lease-Up Period in Apartment Property Investing

April 08, 2022

Understanding Bridge Loans for Apartment Property Investing

April 01, 2022

Supplemental Financing Options for Apartment Properties

March 22, 2022

Buying Your First Rental Property in 5 Steps

March 18, 2022

Top 10 Property Management Companies 2022

March 18, 2022

The Most Common Ways to Finance a Multifamily Property

March 18, 2022

5 Tips for New Landlords

March 04, 2022

Pooling and Servicing Agreements Explained

March 04, 2022

OpEx: Operating Expenses

February 18, 2022

Occupancy Rate

February 18, 2022

Ingress and Egress in real estate

February 11, 2022

Replacement Reserves

February 11, 2022

Vacancy Rate Explained

February 11, 2022

The National Equity Fund

February 11, 2022

HAP Contracts

February 11, 2022

GPR: Gross Potential Rent

February 11, 2022

GPI: Gross Potential Income

February 11, 2022

AMI: Area Median Income

February 04, 2022

Yield Maintenance

February 04, 2022

Terminal Capitalization Rate

February 04, 2022

Step-Down Prepayment Penalty

January 28, 2022

What is a Rent Roll?

January 28, 2022

Fair Market Rent (FMR)

January 28, 2022

Certificate of Occupancy

January 21, 2022

NPV: Net Present Value

January 14, 2022

Defeasance

January 14, 2022

Amortization

May 19, 2021

What is Internal Rate of Return (IRR)?

May 19, 2021

CMBS Special Servicers

March 18, 2021

Low-Income Housing Tax Credit

March 18, 2021

Equity Multiple